Client Management | Digital KYC | Transactions | Investor App | AUM & Brokerage Reports | Lead Management | Automated Follow-Ups | MF Research | Multi-Asset Tracking
Login
Get Started
Home Mf Research Lic Mf Banking Psu Debt Fund Regular Plan Growth
LIC MUTUAL FUND

Mutual Fund Research

LIC MF Banking & PSU Debt Fund - Regular Plan - Growth

LIC MUTUAL FUND Debt Debt Banking Psu

Fund Performance

-
-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,002.31 +0.23%
Two Week 2026-10-19 ₹1,000.00 ₹1,000.29 +0.03%
One Month 2026-10-05 ₹1,000.00 ₹998.77 -0.12%
Three Months 2026-08-05 ₹3,000.00 ₹3,000.66 +0.02%
Six Months 2026-05-07 ₹6,000.00 ₹6,043.91 +0.73%
One Year 2025-11-03 ₹12,000.00 ₹12,262.65 +2.19%
Three Year 2023-11-06 ₹36,000.00 ₹39,292.34 +9.15%
Five Year 2021-11-08 ₹60,000.00 ₹70,031.72 +16.72%
Ten Year 2016-11-07 ₹120,000.00 ₹164,271.87 +36.89%
Since Inception 2007-05-30 ₹237,000.00 ₹472,194.72 +99.24%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CRISIL AAA 48.80%
CRISIL A1+ 19.74%
ICRA AAA 11.77%
SOVEREIGN 8.00%
FITCH A1+ 6.11%
Other 5.58%

Top Holdings

Company-wise portfolio exposure

8.09% NLC India Ltd. ** 3.89%
8.14% Nuclear Power Corporation ** 3.80%
8.37% National Highways Authority of India ** 3.37%
7.83% Small Industries Development Bk of India ** 3.34%
7.75% Bharti Telecom Ltd. ** 3.24%
7.37% Indian Railway Finance Corporation Ltd. ** 3.21%
7.62% National Bk for Agriculture & Rural Dev. ** 3.21%
7.46% REC Ltd. ** 3.18%
7.42% Power Finance Corporation Ltd. ** 2.61%
7.43% Jamnagar Utilities & Power Pvt. Ltd. 2.60%
8.83% Export Import Bank of India ** 2.43%
7.39% Indian Railway Finance Corporation Ltd. ** 1.90%
7.05% Jio Credit Ltd. ** 1.65%
8.54% REC Ltd. ** 1.64%
6.66% National Bk for Agriculture & Rural Dev. ** 1.63%
7.28% REC Ltd. ** 1.60%
7.4% Power Finance Corporation Ltd. ** 1.59%
7.49% Small Industries Development Bk of India ** 1.59%
7.43% National Bk for Agriculture & Rural Dev. ** 1.57%
7.23% Housing & Urban Development Corp Ltd. ** 1.57%
7.7% Small Industries Development Bk of India ** 1.57%
6.64% Housing & Urban Development Corp Ltd. ** 1.56%
6.73% Power Finance Corporation Ltd. ** 1.55%
6.87% REC Ltd. ** 1.55%
Government of India 1.06%
7.71% Government of India 1.03%
6.47% Indian Railway Finance Corporation Ltd. ** 0.95%
8.13% Nuclear Power Corporation ** 0.95%
6.61% Power Finance Corporation Ltd. ** 0.94%
7.79% Bajaj Finance Ltd. ** 0.92%
7.45% Export Import Bank of India ** 0.65%
7.63% Government of India 0.63%
7.34% Small Industries Development Bk of India ** 0.31%
HDFC Bank Ltd. ** # 3.09%
Kotak Mahindra Bank Ltd. ** # 3.07%
Bank of Baroda # 3.07%
ICICI Bank Ltd. ** # 3.06%
Canara Bank # 3.06%
National Bk for Financing Infra and Dev ** # 3.04%
Indian Bank ** # 2.97%
Canara Bank ** # 2.08%
Punjab National Bank ** # 1.53%
Small Industries Development Bk of India # 0.88%
91 DAYS TBILL RED 29-10-2026 3.12%
91 DAYS TBILL RED 03-12-2026 1.55%
182 DAYS TBILL RED 18-02-2027 0.61%
SBI CDMDF--A2 0.34%
Treps 5.06%
Net Receivables / (Payables) 0.18%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
2.38 years
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Low to Moderate Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Payout 5.50% 7.15% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Reinvestment 5.50% 0.00% 5.44%
UTI Banking & PSU Debt Fund - Regular Plan - Growth 5.50% 7.15% 6.99%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Payout 5.50% 7.15% 3.85%
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Payout 5.49% 7.16% 3.88%
Franklin India Banking And PSU Debt Fund - Regular Plan - Growth 5.15% 6.98% 7.30%
Bandhan Banking And PSU Debt Fund - Regular Plan - Growth 4.66% 6.67% 7.33%
SBI Banking And PSU Debt Fund - Regular Plan - Growth 4.01% 6.59% 7.27%

Returns are historical and do not guarantee future performance.

View All Debt Banking Psu Funds

Fund Family

Compare schemes from LIC MUTUAL FUND by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
LIC MF Gold ETF Fund Of Fund - Regular Plan - Growth 12.10% 28.98% 9.20%
LIC MF Value Fund - Regular Plan - Growth 11.68% 14.81% 13.08%
LIC MF Healthcare Fund - Regular Plan - Growth 10.23% 20.26% 16.76%
LIC MF Small Cap Fund - Regular Plan - Growth 7.81% 14.69% 13.61%
LIC MF Manufacturing Fund - Regular Plan - Growth 6.43% 0.00% 4.26%
LIC MF Liquid Fund - Regular Plan - Growth 6.36% 6.79% 28.78%
LIC MF Arbitrage Fund - Regular Plan - Growth 6.27% 6.41% 5.29%
LIC MF Money Market Fund - Regular Plan - Growth 6.21% 6.37% 6.19%
LIC MF Ultra Short To Short Term Fund - Regular Plan - Growth 5.66% 6.60% 6.38%
LIC MF Ultra Short Term Fund - Regular Plan - Growth 5.57% 6.34% 5.21%

Returns are historical and do not guarantee future performance.

View All LIC MUTUAL FUND Funds

Scheme Objective

The investment mandate and purpose of this scheme

The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
0.65%
Expense Ratio (Direct)
0.28%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
NIFTY Banking & PSU Debt Index A-II

Exit Load

Charges that may apply when you redeem units

N/A
Top AMC/Fund Houses
360 ONE Mutual Fund AMC logo
360 ONE Mutual Fund
AUM
₹13,053 Cr
Age
15+ Years
Aditya Birla Sun Life Mutual Fund AMC logo
Aditya Birla Sun Life Mutual Fund
AUM
₹4.36 Lakh Cr
Age
31+ Years
Helios Mutual Fund AMC logo
Helios Mutual Fund
AUM
₹9,401 Cr
Age
1–2 Years
Bandhan Mutual Fund AMC logo
Bandhan Mutual Fund
AUM
₹1.78+ Lakh Cr
Age
4 Years
view all

FAQs

Is a Mutual Fund with a Lower NAV Better?

What Are the Charges in Mutual Fund Investments?

What Are the Tax Benefits of Mutual Funds?

Is It a Good Time to Invest in Mutual Funds?

What Is the Difference Between Dividend and Growth Plans?

Should I Invest in Infrastructure Funds?

What Are Sector-Specific Funds/Schemes?

What Happens If I Miss an SIP Payment?

How Can I Compare Different Mutual Funds?