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Home Mf Research Uti Banking Psu Debt Fund Regular Plan Monthly Idcw Payout
UTI MUTUAL FUND

Mutual Fund Research

UTI Banking & PSU Debt Fund - Regular Plan - Monthly IDCW Payout

UTI MUTUAL FUND Debt Debt Banking Psu

Fund Performance

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Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,001.28 +0.13%
Two Week 2026-10-19 ₹1,000.00 ₹1,001.45 +0.15%
One Month 2026-10-05 ₹1,000.00 ₹1,002.61 +0.26%
Three Months 2026-08-05 ₹3,000.00 ₹3,018.77 +0.63%
Six Months 2026-05-07 ₹6,000.00 ₹6,061.25 +1.02%
One Year 2025-11-03 ₹12,000.00 ₹12,159.20 +1.33%
Three Year 2023-11-06 ₹36,000.00 ₹37,832.78 +5.09%
Five Year 2021-11-08 ₹60,000.00 ₹64,886.94 +8.14%
Ten Year 2016-11-07 ₹120,000.00 ₹135,290.99 +12.74%
Since Inception 2014-09-15 ₹148,000.00 ₹172,615.40 +16.63%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CRISIL-A1+ 25.32%
CRISIL-AAA 21.08%
CARE-A1+ 17.53%
ICRA-A1+ 15.17%
SOV 9.14%
ICRA-AAA 7.94%
Other 2.77%
IND-AAA 1.03%

Top Holdings

Company-wise portfolio exposure

NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 3.80%
NCD AXIS BANK LTD. 3.80%
NCD ADITYA BIRLA HOUSING FINANCE LTD 2.76%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED 2.08%
NCD BHARTI TELECOM LTD. 1.73%
NCD ADITYA BIRLA HOUSING FINANCE LTD 1.73%
NCD POWER FINANCE CORPORATION LTD. 1.73%
NCD KOTAK MAHINDRA PRIME LTD. 1.73%
NCD REC LTD 1.73%
NCD POWER FINANCE CORPORATION LTD. 1.72%
NCD TOYOTA FINANCIAL SERVICES INDIA LTD 1.38%
NCD TATA CAPITAL HOUSING FINANCE LTD 1.38%
NCD BAJAJ HOUSING FINANCE LTD 1.38%
NCD POWER FINANCE CORPORATION LTD. 1.04%
NCD ICICI BANK LTD 1.03%
NCD NHPC LTD. 1.03%
CD - CANARA BANK - 28/01/2027 7.77%
CD - UNION BANK OF INDIA - 19/01/2027 6.77%
CD - ICICI BANK LTD - 25/03/2027 5.02%
7.38% GSEC 20/06/2027 3.48%
7.61% TN SDL MAT 15/02/27. 3.47%
CD - Axis Bank Ltd - 13/01/2027 3.39%
CD - HDFC BANK LTD. - 22/01/2027 3.38%
CD - NABARD - 22/01/2027 3.38%
CD - SMALL INDST. DEV. BANK OF INDIA - 29/01/2027 3.38%
CP POONAWALLA FINCORP LTD. 3.37%
CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027 3.36%
CD - INDIAN BANK - 12/01/2027 3.05%
7.86% KARNATAKA SDL- 15/03/2027 1.74%
CP EXPORT IMPORT BANK OF INDIA 1.70%
CD - INDIAN BANK - 22/01/2027 1.69%
CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027 1.69%
CD - HDFC BANK LTD - 15/02/2027 1.68%
CD - HDFC BANK LTD - 24/02/2027 1.68%
CP L AND T FINANCE LIMITED 1.67%
CD - KOTAK MAHINDRA BANK LTD - 29/01/2027 1.35%
CP ICICI SECURITIES LTD. 1.01%
CD - CANARA BANK - 12/03/2027 1.01%
CD - NABARD - 18/03/2027 1.00%
CD - HDFC BANK LTD - 05/03/2027 0.67%
GS - C STRIP MAT- 15/12/2027 STRIPS 0.45%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.01%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS 0.26%
NET CURRENT ASSETS 2.50%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
0.53 Yrs
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Low to Moderate Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Franklin India Banking And PSU Debt Fund - Regular Plan - Growth 5.15% 6.98% 7.30%
Bandhan Banking And PSU Debt Fund - Regular Plan - Growth 4.66% 6.67% 7.33%
SBI Banking And PSU Debt Fund - Regular Plan - Growth 4.01% 6.59% 7.27%
ICICI Prudential Banking And PSU Debt Fund - Regular Plan - Growth 3.99% 6.55% 7.68%
LIC MF Banking & PSU Debt Fund - Regular Plan - Growth 3.93% 6.60% 6.95%
Sundaram Banking And PSU Debt Fund - Regular Plan - Growth 3.86% 6.67% 7.20%
Kotak Banking And PSU Debt Fund - Regular Plan - Growth 3.82% 6.61% 7.06%
Axis Banking And PSU Debt Fund - Regular Plan - Growth 3.75% 6.43% 7.39%
Edelweiss Banking And PSU Debt Fund - Regular Plan - Growth 3.74% 6.68% 7.57%
HSBC Banking And PSU Debt Fund - Regular Plan - Growth 3.59% 6.31% 5.06%

Returns are historical and do not guarantee future performance.

View All Debt Banking Psu Funds

Fund Family

Compare schemes from UTI MUTUAL FUND by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Silver Exchange Traded Fund - Regular Plan - Growth 19.57% 34.72% 26.75%
UTI Silver ETF Fund Of Fund - Regular Plan - Growth 19.52% 34.07% 25.99%
UTI Healthcare Fund - Regular Plan - IDCW Payout 13.60% 22.06% 11.29%
UTI Healthcare Fund - Regular Plan - IDCW Reinvestment 13.60% 0.00% 9.77%
UTI Healthcare Fund - Regular Plan - Growth 13.60% 22.06% 12.37%
UTI Gold ETF Fund Of Fund - Regular Plan - Growth 12.49% 29.52% 26.62%
UTI Gold Exchange Traded Fund - Regular Plan - Growth 12.48% 29.94% -10.21%
UTI Money Market Fund - Regular Plan - Annual IDCW Payout 6.28% 7.19% 5.86%
UTI Money Market Fund - Regular Plan - Annual IDCW Reinvestment 6.28% 0.00% 6.17%
UTI Money Market Fund - Regular Plan - Half Yearly IDCW Payout 6.28% 7.20% 5.36%

Returns are historical and do not guarantee future performance.

View All UTI MUTUAL FUND Funds

Scheme Objective

The investment mandate and purpose of this scheme

The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds.However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
0.47%
Expense Ratio (Direct)
0.24%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
Nifty Banking & PSU Debt Index A-II

Exit Load

Charges that may apply when you redeem units

N/A
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