Home Mf Research Bank Of India Bluechip Fund Regular Plan Growth

Bank of India BlueChip Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
15.97 -0.62%
AUM (Fund Size)
N/A
Expense Ratio
10.37%
Exit load
1% for redemption/switch out of initial units allotted within 3 months; NIL thereafter
Risk
N/A
AMC
BANK OF INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹996.88
-0.31 %
Two Week 2025-07-03 ₹1,000.00 ₹990.08
-0.99 %
One Month 2025-06-18 ₹1,000.00 ₹1,017.85
1.78 %
Three Months 2025-04-21 ₹3,000.00 ₹3,093.18
3.11 %
Six Months 2025-01-20 ₹6,000.00 ₹6,390.19
6.50 %
One Year 2024-07-18 ₹12,000.00 ₹12,313.72
2.61 %
Three Year 2022-07-19 ₹36,000.00 ₹44,782.18
24.39 %
Since Inception 2021-06-29 ₹50,000.00 ₹65,712.74
31.43 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 66%
Debt 2%
Others 0%

Sectors Holding in Bank of India BlueChip Fund - Regular Plan - Growth

Banks
16%
Petroleum Products
3%
Power
9%
IT - Software
7%
Finance
6%
Aerospace & Defense
4%
Diversified Metals
2%
Pharmaceuticals & Biotechnology
3%
Ferrous Metals
3%
Cement & Cement Products
1%
Automobiles
1%
Electrical Equipment
1%
Transport Infrastructure
1%
Consumer Durables
1%
Construction
1%
Retailing
2%
Transport Services
1%
Industrial Manufacturing
1%
Industrial Products
1%
Insurance
1%
Diversified FMCG
1%
Chemicals & Petrochemicals
0%
Capital Markets
0%
Telecom - Services
0%
IT - Services
0%
Agricultural Food & Other Products
0%
Realty
0%
Other
0%

Companies Holding in Bank of India BlueChip Fund - Regular Plan - Growth

HDFC Bank Limited
8.42%
State Bank Of India
4.94%
ICICI Bank Limited
4.75%
Reliance Industries Limited
3.88%
NTPC Green Energy Limited
3.51%
Coforge Limited
3.35%
Shriram Finance Limited
3.30%
Hindustan Aeronautics Limited
3.21%
NTPC Limited
3.05%
Vedanta Limited
2.92%
Dr. Reddy's Laboratories Limited
2.80%
Tata Steel Limited
2.60%
Tech Mahindra Limited
2.19%
Tata Power Company Limited
2.15%
Power Grid Corporation Of India Limited
1.99%
Ambuja Cements Limited
1.88%
Hyundai Motor India Ltd
1.88%
CreditAccess Grameen Limited
1.87%
Bharat Electronics Limited
1.85%
TD Power Systems Limited
1.84%
Adani Ports And Special Economic Zone Limited
1.78%
Infosys Limited
1.71%
JSW Steel Limited
1.68%
Titan Company Limited
1.55%
Tata Consultancy Services Limited
1.51%
Larsen & Toubro Limited
1.43%
Eternal Limited
1.40%
InterGlobe Aviation Limited
1.35%
Kaynes Technology India Limited
1.29%
SBI Cards And Payment Services Limited
1.26%
Torrent Pharmaceuticals Limited
1.26%
Polycab India Limited
1.19%
SBI Life Insurance Company Limited
1.18%
ITC Limited
1.14%
Cartrade Tech Limited
1.11%
REC Limited
1.07%
Sky Gold And Diamonds Limited
0.98%
Bharat Heavy Electricals Limited
0.97%
Bank Of Baroda
0.93%
Sun Pharmaceutical Industries Limited
0.89%
Hero MotoCorp Limited
0.86%
Siemens Limited
0.83%
Deepak Nitrite Limited
0.81%
BSE Limited
0.80%
Titagarh Rail Systems Limited
0.71%
Avenue Supermarts Limited
0.70%
Pidilite Industries Limited
0.69%
Bharti Airtel Limited
0.69%
Zaggle Prepaid Ocean Services Limited
0.64%
Quality Power Electrical Eqp Ltd
0.55%
Balrampur Chini Mills Limited
0.51%
Trent Limited
0.50%
DLF Limited
0.48%
Siemens Energy India Limited
0.74%
364 Days Tbill (MD 15/01/2026)
0.02%
TREPS
2.43%
Net Receivables / (Payables)
-0.02%

Risk Ratios

Std. Deviation 13.79
Beta 0.99
Sharpe Ratio 0.84
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
10.37
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Dhruv Bhatia
Over 11 years Experience

Exit load

1% for redemption/switch out of initial units allotted within 3 months; NIL thereafter

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