Sign up TODAY and try all premium features FREE for a Month!
Sign Up
Home Mf Research Uti Retirement Fund Regular Plan Regular Plan
UTI MUTUAL FUND

UTI Retirement Fund - Regular Plan - Regular Plan

Solution Oriented Solution Oriented Retirement
Fund House : UTI MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • SI
NAV (as on 2025-06-03)
49.54 -0.09%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹996.37
-0.36 %
Two Week 2025-05-19 ₹1,000.00 ₹996.95
-0.31 %
1 Month 2025-05-05 ₹1,000.00 ₹1,012.11
1.21 %
Three Months 2025-03-05 ₹3,000.00 ₹3,123.32
4.11 %
Six Months 2024-12-05 ₹6,000.00 ₹6,220.56
3.68 %
Since Inception 2024-09-02 ₹10,000.00 ₹10,317.41
3.17 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Banking Equity 3.80
ICICI Bank Ltd Banking Equity 2.96
ITC Ltd. FMCG Equity 1.80
Infosys Ltd. IT Equity 1.77
Reliance Industries Ltd. Energy Equity 1.74
Bharti Airtel Ltd. Telecom Equity 1.21
Larsen And Toubro Ltd. Engineering Equity 1.11
Axis Bank Ltd. Banking Equity 1.10
HCL Technologies Ltd. IT Equity 0.92
Mahindra & Mahindra Ltd. Automobile Equity 0.86
IndusInd Bank Ltd. Banking Equity 0.86
Tata Motors Ltd. Automobile Equity 0.75
GAIL (India) Ltd. Energy Equity 0.73
Kotak Mahindra Bank Ltd. Banking Equity 0.67
Bajaj Auto Ltd. Automobile Equity 0.65
Others - Equity 17.90
GSEC MAT -24/07/2037 Government Securities Debt 13.68
GSEC - MAT - 08/04/2034 Government Securities Debt 6.09
GS MAT - 19/12/2036 Government Securities Debt 5.66
GSEC MAT- 15/04/2039 Government Securities Debt 3.19
GSEC MAT-19/06/2053 Government Securities Debt 2.49
HDFC Bank Ltd. Banking Long Term Debt 3.35
Power Finance Corporation Ltd. Financing Long Term Debt 3.33
REC Ltd. Financing Long Term Debt 2.21
Indian Railway Finance Corporation Ltd. Financing Long Term Debt 2.21
HDFC Bank Ltd. Basel3T2 Banking Long Term Debt 1.11
Jamnagar Utilities And Power Private Ltd. Utility Long Term Debt 1.10
HDB Financial Services Ltd. Financing Long Term Debt 1.09
Shriram Finance Ltd. Financing Long Term Debt 0.55
LIC Housing Finance Ltd. Financing Long Term Debt 0.55
National Bank For Financing Infrastructure & Development Financing Long Term Debt 0.55
Others - Long Term Debt 1.45
UTI MF - Nifty 50 Mutual Fund Mutual Fund Units 0.11
Net Current assets - - 9.12
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. V Srivatsa (), Mr. Sunil Madhukar Patil (),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : solution_oriented

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?