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PGIM India Balanced Advantage Fund - Regular Plan - Growth

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  • SI
Fund info
NAV (as on 2025-07-18)
15.35 -0.45%
AUM (Fund Size)
77
Expense Ratio
2.19%
Exit load
For Exits within 90 days from date of allotment of units: 0.50%; For Exits beyond 90 days from date of allotment of units: NIL.
Risk
Very High
AMC
PGIM INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹998.05
-0.20 %
Two Week 2025-07-03 ₹1,000.00 ₹987.77
-1.22 %
One Month 2025-06-18 ₹1,000.00 ₹1,007.22
0.72 %
Three Months 2025-04-21 ₹3,000.00 ₹3,061.87
2.06 %
Six Months 2025-01-20 ₹6,000.00 ₹6,303.34
5.06 %
One Year 2024-07-18 ₹12,000.00 ₹12,532.07
4.43 %
Three Year 2022-07-19 ₹36,000.00 ₹42,463.19
17.95 %
Since Inception 2021-02-04 ₹55,000.00 ₹68,863.77
25.21 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 44%
Debt 10%
Others 0%

Sectors Holding in PGIM India Balanced Advantage Fund - Regular Plan - Growth

Banks
15%
Petroleum Products
6%
IT - Software
5%
Telecom - Services
2%
Cement & Cement Products
1%
Retailing
1%
Beverages
2%
Construction
1%
Chemicals & Petrochemicals
2%
Healthcare Services
1%
Finance
2%
Pharmaceuticals & Biotechnology
1%
Capital Markets
1%
Consumer Durables
1%
Transport Services
1%
Automobiles
1%
Food Products
1%
Industrial Products
0%
Insurance
0%
Electrical Equipment
0%
Auto Components
0%
Financial Technology (Fintech)
0%
Power
0%
Diversified FMCG
0%
Textiles & Apparels
0%
Agricultural Food & Other Products
0%
Other
10%

Companies Holding in PGIM India Balanced Advantage Fund - Regular Plan - Growth

HDFC Bank Ltd.
7.64%
ICICI Bank Ltd.
7.46%
Reliance Industries Ltd.
6.63%
Infosys Ltd.
3.64%
Tata Consultancy Services Ltd.
2.83%
Bharti Airtel Ltd.
2.45%
JK Cement Ltd.
1.69%
Eternal Ltd.
1.61%
VARUN BEVERAGES LIMITED
1.52%
Larsen & Toubro Ltd.
1.46%
Axis Bank Ltd.
1.42%
SRF Ltd.
1.41%
United Spirits Ltd.
1.32%
Max Healthcare Institute Ltd.
1.27%
Bajaj Finance Ltd.
1.25%
Dr. Reddy's Laboratories Ltd.
1.24%
Multi Commodity Exchange Of India Ltd.
1.19%
Shriram Finance Ltd.
1.13%
Solar Industries India Ltd.
1.08%
Titan Company Ltd.
1.06%
InterGlobe Aviation Ltd.
1.02%
Mahindra & Mahindra Ltd.
1.01%
Britannia Industries Ltd.
1.00%
Havells India Ltd.
0.97%
Muthoot Finance Ltd.
0.94%
Cummins India Ltd.
0.93%
ICICI Lombard General Insurance Co. Ltd.
0.90%
Dixon Technologies (India) Ltd.
0.87%
CG Power And Industrial Solutions Ltd.
0.84%
Tube Investments Of India Ltd.
0.82%
Divi's Laboratories Ltd.
0.79%
PB Fintech Ltd.
0.78%
Maruti Suzuki India Ltd.
0.75%
Info Edge (India) Ltd.
0.75%
TVS Motor Company Ltd.
0.74%
Aster DM Healthcare Ltd.
0.72%
Pidilite Industries Ltd.
0.69%
Astral Ltd.
0.68%
Supreme Industries Ltd.
0.67%
Ultratech Cement Ltd.
0.66%
NTPC Ltd.
0.65%
Abbott India Ltd.
0.64%
Torrent Power Ltd.
0.59%
Trent Ltd.
0.59%
JB Chemicals & Pharmaceuticals Ltd.
0.58%
UNO Minda Ltd.
0.57%
ITC Ltd.
0.57%
Page Industries Ltd.
0.54%
Navin Fluorine International Ltd.
0.53%
CCL Products (India) Ltd.
0.52%
Safari Industries India Ltd.
0.40%
MRS Bectors Food Specialities Ltd.
0.35%
7.18% Government Of India
5.63%
7.1% Government Of India
1.81%
7.25% Government Of India
1.55%
6.79% Government Of India
1.49%
7.09% Government Of India
1.16%
7.34% Government Of India
1.09%
7.26% Government Of India
0.03%
7.82% Power Finance Corporation Ltd.
0.54%
7.17% Government Of India
0.54%
7.9% Jamnagar Utilities & Power Pvt. Ltd.
0.53%
7.51% Small Industries Development Bank Of India
0.42%
8.0359% Kotak Mahindra Investments Ltd.
0.36%
7.34% Small Industries Development Bank Of India
0.31%
6.54% Government Of India
0.26%
8.16% Aditya Birla Finance Ltd.
0.21%
8.7% Shriram Finance Ltd.
0.10%
Axis Bank Ltd.
0.71%
The Federal Bank Ltd.
0.30%
Punjab National Bank
0.24%
Bharti Telecom Ltd.
0.68%
Clearing Corporation Of India Ltd.
0.44%
Net Receivables / (Payables)
0.39%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.19
Expense Ratio Direct
0.47
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Utsav Mehta
13 years Experience
Anandha Padmanabhan Anjeneyan
15 years Experience
Vinay Paharia
20 years Experience
Chetan Chavan
20 years Experience
Chetan Gindodia
8 years Experience
Puneet Pal
22 years Experience

Exit load

For Exits within 90 days from date of allotment of units: 0.50%; For Exits beyond 90 days from date of allotment of units: NIL.

FAQs

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