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Home Mf Research Bank Of India Consumption Fund Regular Plan Growth Regular Plan Growth
BANK OF INDIA MUTUAL FUND

Bank of India Consumption Fund - REGULAR PLAN - GROWTH - REGULAR PLAN - GROWTH

Equity Equity Sectoral Thematic
Fund House : BANK OF INDIA MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
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-
  • 1W
  • 2W
  • 1M
  • 3M
  • SI
NAV (as on 2025-06-12)
10.50 -0.94%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹1,007.68
0.77 %
Two Week 2025-05-28 ₹1,000.00 ₹1,014.49
1.45 %
1 Month 2025-05-13 ₹1,000.00 ₹1,034.48
3.45 %
Three Months 2025-03-17 ₹3,000.00 ₹3,242.77
8.09 %
Since Inception 2024-12-20 ₹6,000.00 ₹6,389.24
6.49 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Bharti Airtel Limited Telecom - Services equity 9.68
ITC Limited Diversified FMCG equity 9.13
Britannia Industries Limited Food Products equity 7.06
Hero MotoCorp Limited Automobiles equity 5.06
Mahindra & Mahindra Limited Automobiles equity 4.35
Apollo Hospitals Enterprise Limited Healthcare Services equity 4.29
FSN E-Commerce Ventures Limited Retailing equity 4.11
Oberoi Realty Limited Realty equity 3.37
Eris Lifesciences Limited Pharmaceuticals & Biotechnology equity 3.18
Senco Gold Limited Consumer Durables equity 3.15
Manorama Industries Limited Food Products equity 3.13
PB Fintech Limited Financial Technology (Fintech) equity 3.11
ICICI Lombard General Insurance Company Limited Insurance equity 2.99
Aditya Birla Real Estate Limited Paper, Forest & Jute Products equity 2.96
Gabriel India Limited Auto Components equity 2.88
Tips Music Limited Entertainment equity 2.84
Emami Limited Personal Products equity 2.73
SBI Life Insurance Company Limited Insurance equity 2.72
S.J.S. Enterprises Limited Auto Components equity 2.64
Maruti Suzuki India Limited Automobiles equity 2.61
Aditya Vision Ltd Retailing equity 2.57
Hindustan Unilever Limited Diversified FMCG equity 2.09
Max Healthcare Institute Limited Healthcare Services equity 1.96
Balrampur Chini Mills Limited Agricultural Food & other Products equity 1.63
UNO Minda Limited Auto Components equity 1.49
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology equity 1.45
Bayer Cropscience Limited Fertilizers & Agrochemicals equity 1.44
Landmark Cars Limited Automobiles equity 1.24
Avenue Supermarts Limited Retailing equity 1.21
Trent Limited Retailing equity 0.86
Dixon Technologies (India) Limited Consumer Durables equity 0.84
Eternal Limited Retailing equity 0.31
Go Fashion (India) Limited Retailing equity 0.08
364 Days Tbill (MD 15/01/2026) - debt 0.03
TREPS debt 0.81
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
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Lock In Period
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Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : -
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : equity

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