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Home Mf Research Bank Of India Elss Tax Saver Regular Plan Growth
BANK OF INDIA MUTUAL FUND

Bank of India ELSS Tax Saver - Regular Plan - Growth

Equity Equity Elss
Fund House : BANK OF INDIA MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-23)
158.85 0.20%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-16 ₹1,000.00 ₹991.88
-0.81 %
Two Week 2025-06-09 ₹1,000.00 ₹972.81
-2.72 %
One Month 2025-05-26 ₹1,000.00 ₹999.25
-0.08 %
Three Months 2025-03-25 ₹3,000.00 ₹3,091.28
3.04 %
Six Months 2024-12-26 ₹6,000.00 ₹6,256.78
4.28 %
One Year 2024-06-24 ₹12,000.00 ₹11,793.53
-1.72 %
Three Year 2022-06-24 ₹36,000.00 ₹46,084.56
28.01 %
Five Year 2020-06-24 ₹60,000.00 ₹94,265.17
57.11 %
Ten Year 2015-06-26 ₹120,000.00 ₹307,600.46
156.33 %
Since Inception 2009-02-25 ₹199,000.00 ₹855,258.24
329.78 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
State Bank of India Banks Equity 4.87
Vedanta Limited Diversified Metals Equity 4.40
Coforge Limited IT - Software Equity 4.01
HDFC Bank Limited Banks Equity 3.96
Hindustan Aeronautics Limited Aerospace & Defense Equity 3.73
ICICI Bank Limited Banks Equity 3.15
Prudent Corporate Advisory Services Limited Capital Markets Equity 2.80
Ami Organics Limited Pharmaceuticals & Biotechnology Equity 2.67
Coromandel International Limited Fertilizers & Agrochemicals Equity 2.57
Bharti Airtel Limited Telecom - Services Equity 2.47
NTPC Green Energy Limited Power Equity 2.37
Ambuja Cements Limited Cement & Cement Products Equity 2.32
NTPC Limited Power Equity 2.28
HEG Limited Industrial Products Equity 2.17
Swan Energy Limited Chemicals & Petrochemicals Equity 2.02
General Insurance Corporation of India Insurance Equity 2.01
Tata Steel Limited Ferrous Metals Equity 1.96
UNO Minda Limited Auto Components Equity 1.94
PNB Housing Finance Limited Finance Equity 1.89
Tata Power Company Limited Power Equity 1.88
Zaggle Prepaid Ocean Services Limited IT - Services Equity 1.73
Dr. Reddy's Laboratories Limited Pharmaceuticals & Biotechnology Equity 1.70
REC Limited Finance Equity 1.64
Balrampur Chini Mills Limited Agricultural Food & other Products Equity 1.63
Bharat Electronics Limited Aerospace & Defense Equity 1.59
Bharat Forge Limited Auto Components Equity 1.59
Bank of Baroda Banks Equity 1.51
ABB India Limited Electrical Equipment Equity 1.49
Indian Bank Banks Equity 1.42
Triveni Engineering & Industries Limited Agricultural Food & other Products Equity 1.40
DLF Limited Realty Equity 1.39
Reliance Industries Limited Petroleum Products Equity 1.38
Oberoi Realty Limited Realty Equity 1.37
Deepak Nitrite Limited Chemicals & Petrochemicals Equity 1.33
CMS Info System Limited Commercial Services & Supplies Equity 1.27
Dixon Technologies (India) Limited Consumer Durables Equity 1.26
K.P.R. Mill Limited Textiles & Apparels Equity 1.24
InterGlobe Aviation Limited Transport Services Equity 1.22
Siemens Limited Electrical Equipment Equity 1.17
SBI Life Insurance Company Limited Insurance Equity 1.15
Avenue Supermarts Limited Retailing Equity 1.12
Inox India Limited Industrial Products Equity 1.09
Poly Medicure Limited Healthcare Equipment & Supplies Equity 0.96
Central Depository Services (India) Limited Capital Markets Equity 0.94
Adani Ports and Special Economic Zone Limited Transport Infrastructure Equity 0.92
Varun Beverages Limited Beverages Equity 0.92
Jupiter Wagons Limited Industrial Manufacturing Equity 0.86
Titagarh Rail Systems Limited Industrial Manufacturing Equity 0.77
Sterling And Wilson Renewable Energy Limited Construction Equity 0.67
Maruti Suzuki India Limited Automobiles Equity 0.66
SBI Cards and Payment Services Limited Finance Equity 0.65
Advanced Enzyme Technologies Limited Pharmaceuticals & Biotechnology Equity 0.57
Bharat Heavy Electricals Limited Electrical Equipment Equity 0.50
Blue Star Limited Consumer Durables Equity 0.34
Siemens Energy India Limited Electrical Equipment Equity 0.89
364 Days Tbill (MD 15/01/2026) - Debt 0.01
TREPS Debt 4.15
Net Receivables / (Payables) - - 0.03
Risk Ratios
Standard Deviation
14.28
Beta
0.99
Sharpe Ratio
1.16
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Alok Singh (20),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : equity
Exit load
NIL

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