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Home Mf Research Bank Of India Elss Tax Saver Regular Plan Growth
BANK OF INDIA MUTUAL FUND

Bank of India ELSS Tax Saver - Regular Plan - Growth

Equity Equity Elss
Fund House : BANK OF INDIA MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-05)
160.49 0.72%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-29 ₹1,000.00 ₹1,005.64
0.56 %
Two Week 2025-05-21 ₹1,000.00 ₹1,014.54
1.45 %
1 Month 2025-05-06 ₹1,000.00 ₹1,076.39
7.64 %
Three Months 2025-03-07 ₹3,000.00 ₹3,355.12
11.84 %
Six Months 2024-12-09 ₹6,000.00 ₹6,296.51
4.94 %
One Year 2024-06-05 ₹12,000.00 ₹12,003.50
0.03 %
Three Year 2022-06-06 ₹36,000.00 ₹46,813.93
30.04 %
Five Year 2020-06-08 ₹60,000.00 ₹96,762.83
61.27 %
Ten Year 2015-06-08 ₹120,000.00 ₹312,085.63
160.07 %
Since Inception 2009-02-25 ₹199,000.00 ₹864,088.10
334.22 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Varun Beverages Limited Others Equity 1.25
DLF Limited Others Equity 1.19
Swan Energy Limited Others Equity 1.16
Titan Company Limited Others Equity 1.15
The Indian Hotels Company Limited Others Equity 1.07
CMS Info System Limited Others Equity 1.06
Central Depository Services (India) Limited Others Equity 1.02
Deepak Nitrite Limited Others Equity 0.98
General Insurance Corporation of India Others Equity 0.98
Poly Medicure Limited Others Equity 0.65
Tega Industries Limited Others Equity 0.65
Mahindra Lifespace Developers Limited Others Equity 0.65
K.P.R. Mill Limited Others Equity 0.63
Dixon Technologies (India) Limited Others Equity 0.43
Metro Brands Limited Others Equity 0.42
Prudent Corporate Advisory Services Limited Others Equity 0.41
PI Industries Limited Others Equity 0.32
State Bank of India Banks Equity 4.42
HDFC Bank Limited Banks Equity 3.16
Canara Bank Banks Equity 2.7
Bank of Baroda Banks Equity 2.2
Indian Bank Banks Equity 2.1
ICICI Bank Limited Banks Equity 1.41
Union Bank of India Banks Equity 1.34
IndusInd Bank Limited Banks Equity 0.83
Bharat Forge Limited Auto Components Equity 2.18
UNO Minda Limited Auto Components Equity 2.12
Jtekt India Limited Auto Components Equity 0.96
REC Limited Finance Equity 2.06
Jio Financial Services Limited Finance Equity 1.5
Power Finance Corporation Limited Finance Equity 1.35
Coforge Limited IT - Software Equity 1.1
HCL Technologies Limited IT - Software Equity 1.08
KPIT Technologies Limited IT - Software Equity 1.05
Tata Consultancy Services Limited IT - Software Equity 0.92
Rategain Travel Technologies Limited IT - Software Equity 0.49
NTPC Limited Power Equity 2.68
Tata Power Company Limited Power Equity 1.71
Ami Organics Limited Pharmaceuticals & Biotechnology Equity 1.41
Lupin Limited Pharmaceuticals & Biotechnology Equity 1.04
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology Equity 1.04
Mankind Pharma Limited Pharmaceuticals & Biotechnology Equity 0.89
Siemens Limited Electrical Equipment Equity 1.97
ABB India Limited Electrical Equipment Equity 1.33
Bharat Heavy Electricals Limited Electrical Equipment Equity 0.99
Oil India Limited Oil Equity 4.1
Ambuja Cements Limited Cement & Cement Products Equity 2.06
UltraTech Cement Limited Cement & Cement Products Equity 1.8
Vedanta Limited Others Equity 2.07
Tata Steel Limited Ferrous Metals Equity 1.9
Steel Authority of India Limited Ferrous Metals Equity 1.76
HEG Limited Industrial Products Equity 1.74
Inox India Limited Industrial Products Equity 1.12
Graphite India Limited Industrial Products Equity 0.72
Hindustan Aeronautics Limited Aerospace & Defense Equity 3.31
Larsen & Toubro Limited Construction Equity 2.58
Hero MotoCorp Limited Automobiles Equity 1.66
Tata Motors Limited Automobiles Equity 1.07
Triveni Engineering & Industries Limited Others Equity 1.14
Coromandel International Limited Others Equity 1.39
SIP Calculator
Risk Ratios
Standard Deviation
14.28
Beta
0.99
Sharpe Ratio
1.16
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Alok Singh (20),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : equity
Exit load
NIL

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